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Federal Student Loan Consolidation

Turn Your Federal Student Loans Into One Simple Payment

Starting as low as $250/month

Stop juggling multiple servicers, due dates, and confusing repayment plans. If you have $10K+ in federal student loan debt, find out in one free 5-minute call whether you qualify to consolidate it into a single, affordable monthly payment.

Trusted by working professionals nationwide to simplify $10K–$150K+ in federal student loan debt.

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Managing federal loans shouldn't feel like a second job

Tired of tracking multiple servicers?

Different logins, different due dates, different phone numbers. One missed payment and you're stressed about your credit, your budget, and your future.

Confused about which repayment plan applies?

With the SAVE plan struck down, borrowers are being auto-enrolled into new plans without explanation. If you don't act, your servicer decides for you — and it could cost you more every month.

Doing everything right but still falling behind?

You're employed. You pay your bills. You're not irresponsible — the system is just confusing. You deserve a payment that reflects your income.

You're not alone — here's how we fix it.

The Solution

One payment. Built around what you can actually afford.

TruWealth360 helps working borrowers consolidate their federal student loans into one predictable monthly payment — built around what you can actually afford, not what your servicer assumes you can afford.

One monthly payment instead of multiple scattered due dates

A payment matched to your real income, starting as low as $250/month

Clarity on which federal repayment plan is right for you post-SAVE

No more chasing servicers — one point of contact who explains everything

A clear path forward instead of financial paralysis

What's Included

Everything you get on your free call

1

Free Qualification Call

A 5-minute call to confirm your $10K+ federal loan balance qualifies — no obligation.

2

Personalized Payment Review

See exactly what your new consolidated monthly payment could look like based on your income.

3

Repayment Plan Guidance

Understand which federal repayment options apply now that SAVE has changed.

4

One Point of Contact

No more bouncing between servicers — one specialist walks you through the entire process.

5

Clear Next Steps

Leave the call knowing exactly what to do next — no confusing paperwork left unexplained.

Why We're Different

The old way vs. the TruWealth360 way

The Old Way

  • Multiple servicers, multiple due dates
  • Long hold times, conflicting answers
  • Confusing, generic repayment info
  • You figure it out alone

The TruWealth360 Way

  • One consolidated payment
  • One dedicated point of contact
  • Guidance based on your real numbers
  • A specialist walks you through it
Built for employed borrowers with $10K+ in federal student loan debt
No bankruptcy required, no obligation to move forward after your call
Qualification: employed, $2,000+ monthly income, $250+/month affordable
How It Works

Four simple steps to one payment

  1. 01

    Check If You Qualify

    Answer 3 quick questions to confirm your federal student loan balance qualifies.

  2. 02

    Get Your Real Numbers

    See what your new consolidated payment could look like based on your income.

  3. 03

    Choose Your Plan

    Understand your federal repayment options in plain language, no jargon.

  4. 04

    Consolidate & Simplify

    Move forward with one clear payment and one point of contact going forward.

Simple, proven, and built for results.

You've already spent enough time confused.

One free 5-minute call tells you exactly where you stand — and whether you qualify to consolidate your $10K+ balance into a single, affordable payment starting as low as $250/month.

No bankruptcy required. No pressure. Just clarity on your next step.